About Saad Siddiq, CPA

Judgment-driven accounting, tax, and advisory support for complex decisions and regulated environments.

I help individuals and small businesses make confident financial decisions—grounded in clarity, rigor, and compliance. My work emphasizes decision-useful outcomes: clean books, defensible tax positions, and reporting that holds up under scrutiny.

CPA | Audit & Advisory Background Regulated environments | Controls-minded Chicago-based | Remote-friendly

What I’m known for

Clarity over complexity
Straightforward explanations, no jargon.
Defensible work
Documentation, support, and professional judgment.
Systems mindset
Processes that scale, not one-off fixes.
Integrity-first
Accuracy, confidentiality, and ethical standards.

How I work

1
Understand the context
Every decision sits inside a larger system—business goals, risk tolerance, timing, and compliance.
2
Build a clean foundation
Accurate books, clear documentation, and structured workflows.
3
Identify options & tradeoffs
I surface the “why,” not just the “what,” so decisions are defensible and practical.
4
Execute & maintain
Implementation support and ongoing guidance as your needs evolve.

Foundation

I’ve worked in environments where accuracy and accountability aren’t optional. That experience shapes how I approach client work: clean fundamentals, strong controls, and clear communication—especially when the stakes are high.

Experience Highlights
  • Audit, financial analysis, and compliance in regulated settings
  • Process improvement and reporting enhancements
  • Controls-minded approach to bookkeeping and financial close
  • Tax planning and preparation with documentation discipline

Who I work with

Small business owners
When the books are messy, decisions feel foggy, and taxes become reactive.
Common triggers
  • Growing revenue
  • New entity
  • New payroll
  • Cash flow complexity
Individuals with complexity
Multi-state, cross-border, investment income, or major life changes.
Common triggers
  • Relocation
  • RSUs / 1099s
  • Retirement distributions
  • Dual-country ties
Organizations that value governance
Teams that want clean reporting, stronger controls, and audit readiness.
Common triggers
  • Board reporting
  • Compliance needs
  • New systems

Clear scope

I do not provide audit or attest services or any assurance over financial statements unless explicitly agreed in a separate written engagement. I also do not provide legal advice. When legal guidance is needed (e.g., entity structuring or contracts), I coordinate with your attorney as appropriate.

How you’ll experience working with me

Professional judgment
Decisions should hold up, not just “save tax.”
Confidentiality
Privacy and data security are non-negotiable.
Responsiveness
Clear timelines, clear next steps.
Craft
Clean workpapers, documented assumptions, organized deliverables.
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