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Terms of Use

Last updated: December 31, 2025

These Terms of Use govern your access to and use of the website operated by Saad Siddiq, CPA (“we,” “us,” or “our”) (the “Website”).

By accessing or using this Website, you agree to be bound by these Terms of Use. If you do not agree, you must discontinue use of the Website immediately.


1. Purpose of This Website

This Website is provided for general informational purposes only. Content on this Website is intended to provide insight into accounting, tax, audit, advisory, and related topics and to describe the services offered by Saad Siddiq, CPA.

Use of this Website does not create a client–professional relationship between you and Saad Siddiq, CPA.


2. No Professional Advice

The information contained on this Website does not constitute accounting, tax, legal, audit, or other professional advice.

You should not act or refrain from acting based on information from this Website without seeking appropriate professional advice tailored to your specific facts and circumstances. Engagements for professional services are governed only by a written engagement letter executed by both parties.


3. Use of Website Content

Subject to compliance with these Terms of Use, you may view, download, and print content from this Website solely for personal, informational, and non-commercial use, provided that:

  • Content is not modified
  • All copyright and attribution notices are retained

You may not:

  • Reproduce, distribute, or republish content for commercial purposes
  • Create derivative works based on Website content
  • Use any proprietary methodologies, processes, or frameworks described on the Website

4. Intellectual Property

All content on this Website, including text, graphics, logos, illustrations, articles, and design elements, is owned by or licensed to Saad Siddiq, CPA and is protected by U.S. and international intellectual property laws.

You may not use the name “Saad Siddiq,” “Saad Siddiq, CPA,” or any associated branding, logos, or trade dress without prior written consent.

References to third-party names or trademarks are for identification purposes only and do not imply endorsement.


5. Privacy

Your use of this Website is subject to our Privacy Policy, which describes how personal information is collected, used, and protected. By using this Website, you consent to such practices.


6. Third-Party Links

This Website may contain links to third-party websites or resources. We do not control, endorse, or assume responsibility for the content, security, or privacy practices of any third-party sites.

Accessing third-party websites is at your own risk.


7. Website Availability and Security

This Website is provided “as is” and “as available.” We make no guarantees that the Website will be uninterrupted, error-free, secure, or free of viruses or other harmful components.

We may modify, suspend, or discontinue any part of the Website at any time without notice.


8. Limitation of Liability

To the fullest extent permitted by law, Saad Siddiq, CPA shall not be liable for any direct, indirect, incidental, consequential, punitive, or special damages arising out of or related to your use of this Website, including but not limited to loss of data, business interruption, or reliance on Website content.

Your use of this Website is entirely at your own risk.


9. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to conflict-of-law principles.


10. Changes to These Terms

We may update these Terms of Use at any time by posting a revised version on this page. Continued use of the Website after changes are posted constitutes acceptance of the revised Terms.


11. Contact

If you have questions regarding these Terms of Use, please contact:

Saad Siddiq, CPA
saadsiddiq@icloud.com

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